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Aqrarkredit is a non-bank credit organization operating since 2001. The institution currently operates both as a financial organization providing lending services and as the entity responsible for managing the recovery of transferred non-performing assets from International Bank of Azerbaijan. The organization is fully state-owned.


The primary target audience of Aqrarkredit is business entities operating across the regions of Azerbaijan. Through its 12 regional branches, the organization has provided lending services to legal entities, individuals, borrower groups, and family farms throughout the country.