A loan is a sum of money provided to a borrower under a signed agreement, with the obligation of repayment within a specified period (with the possibility of extension), together with applicable interest and commission fees, with or without collateral.
A business loan is a financing product provided to business entities to meet their financial needs and support business growth.
The following documents are typically required:
• ID card
• Tax Identification Number (TIN) certificate
• Founding/registration documents of the business entity
• Financial statements for the last 6 months
• Bank statements
• Other supporting documents, if required
Business loans can be used for:
• Increasing working capital
• Purchasing equipment
• Trade operations
• Business expansion
• Other business development purposes
Business loans may be provided to:
• Legal entities (companies)
• Individual entrepreneurs
• Family farms
Loan repayments can be made through:
• Aqrarkredit branches
• MilliÖn payment terminals
• E-manat payment terminals
Depending on the type of loan, loan amount, and assessment results, collateral and/or a guarantor may be required. For detailed information regarding collateral requirements, please contact our branches or communication channels.
A grace period is a deferment period applied to the principal amount of the loan. During this period, only interest payments are required.
The review period may vary depending on the type of loan and the completeness of the submitted documents.
Loan amounts are determined based on the selected loan product and the applicant’s eligibility criteria.
Interest rates vary depending on the loan product, loan amount, term, and financing conditions.
In accordance with the terms of the loan agreement, full or partial early repayment may be possible.
For detailed information, you may contact us through our branches, official website, or other communication channels.
Yes, you will be informed of the outcome once your loan application has been reviewed.
You can obtain information about your application status through our communication channels or from the responsible representatives.
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